We offer a free review of your existing risk insurance policies

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This includes Life Insurance, Income Protection, Trauma Insurance, Illness and Disability (TPD) Insurance and Business Expenses Insurance policies.

If you have an existing insurance policy over 80% of the time
we can improve it, and very often we can improve it a great deal.

When we say improve we mean: ·

• provide you with the same cover for a lower or much lower price and or; ·
• provide you with better or much better conditions for the same or lower price.

It often surprises even us by how often and how much, with a bit of work (on our side) we can improve people’s insurance.

When we say we can improve it over 80% of the time, really it is closer to 95% of the time.

It is quite rare that we are able to say “you have a great policy, keep it as it is!”

However, we only claim for 80% of the time, because about 15% of the time the insured’s health has deteriorated to such a degree that it would be hard for them to get reinsured and they would be better off sticking to their existing policy. However, in these cases it can still be worth checking with us as what you consider to be an issue might not be a problem for all insurance companies.

Below are two documents that show you the kind of difference that we make.

Actual polices recently improved- this is a table showing some recent real life examples.

Top 10 Insurance Tips - this give you an idea of the type of the things we consider.

We are happy to provide you with a free review your existing insurance policy - we have clients Australia wide. Just give us a ring on 1800 332 225 - between 7am and 6pm EST - or send us an email at any time and we will get back to you.