Dear Christoph, I would like to take the opportunity and thank you for your very dedicated and caring service. I was always blasé about life insurance and income protection but I am very glad to have come and seen you for a consultation. You have helped me to re-evaluate my approach and together with your outstanding patience and great skills we have been able to find an insurance that I now feel very supported by. Thank you very much Christoph Schnelle and Nicola Lessing at In Your Interest.
Desiree Delaloye, Goonellabah, New South Wales
I am a barrister practising at the private referral bar in Brisbane. I had a difficult application for life insurance. Without Christoph's help it is entirely conceivable the application would never have got across the line. I can't recommend him highly enough.
Barrister - Brisbane, Queensland
The great thing about In Your Interest is that they live up to the name.
They don't treat you like a sum of money but as a person.
They take the time to understand what sort of character, person you are.
Everyone is different and have different ideas, thoughts and aspirations.
This is all taken into account before they build a plan that is compatible for you.
Thank You IYI for all you have done and are doing for me.
Alan Morden, Byron Bay, New South Wales
thanks Christoph -
And I would just like to say thank you for all your support in life and in business - you and Nicola have been the most amazing support to me and I often feel a great deal of love and gratitude for you both.
Thanks also for encouraging me to branch out and hire people. You saw a potential in me and encouraged me when I really needed it and besides that you are just generally a really lovely person and a joy to know.
Small Business Owner - Goonellabah, New South Wales
As a single mother who has gone through some very difficult stuff including a divorce settlement, I have found Christoph not only to be a great Financial Advisor but also incredibly supportive.
Medical Receptionist - Melbourne, Victoria
Thanks very much for your support and the wisdom of your financial guidance.
Dr E Skinner - Goonellabah, New South Wales
Christoph has a unique way with financial planning, he helps you understand not just what to do with the dollars and cents but also your relationship to the dollars and cents. How we work with our money is now quite different and we thank Christoph for this (and his amazing capacity for information and numbers). Being on the other side of the country provides no barrier to the quality of the advice or service we receive.
J & N Perth, Western Australia
We have been using In Your Interest Financial Planning for over four years now and for the first time when a broker says they will review your policy each year to see if it is still meeting your needs, they actually do it. Through the service we have received, our overall financial plan and specific polices truly feel to be in our financial interest.
JL, Management Consultant
I have had several other financial advisers over the years and I am very content with Christoph. His calm manner always puts me at ease.
As an older divorced woman who had had little experience with money matters I had several financial dealings to work through. For instance: a superannuation split, a protracted divorce settlement, a sale of an investment property, a considerable loss from a mortgage loan to a family member, contradictory advice from experts, plans to sell my home and buy another etc.
Christoph has been a great ally when I had stressful deadlines.
One was when my investments were being rolled over. There were hold-ups with getting investments released– even the mail seemed to be so slow I feared my documents had been lost – and I urgently needed my new pension to start. Christoph kept close communication with me about what was happening and let me know as soon as the documents had arrived and exactly when the pension could start.
The second occasion was when I was waiting for someone to sign documents so that a property could be sold and the funds transferred into my new super before my 65th birthday. After that birthday, I could not put the funds into the tax-free super environment which could have cost me thousands every year in tax for the rest of my life. I had been advised by my accountant that that would not be a problem but in fact it would have been. Fortunately, Christoph, having maintained a more complete picture of my overall finances, was able to urge me to act and again assisted me in various ways to meet that deadline (which came down to a matter of days).
Most unusual is his willingness to mentor me in how to communicate more effectively in business situations – such as getting an urgent response from a lawyer. His wife and business partner, Nicola, also coached me with humour in how to change my nice, polite old lady ways in order to get results.
Apart from his clear communication and his unusual insight into the world of investment, I value Christoph for helping me to have a grasp of matters that most of my life have seemed incomprehensible or overwhelming. I have become a woman who feels in control of her finances. And my finances are a source of pride, pleasure and interest for me now. It is definitely “in my interest” to have Christoph Schnelle as my adviser.
Judith McIntyre, Byron Shire, New South Wales
I had the most incredible financial planning session with Christoph and Nicola yesterday where we talked about the state of my finances but mainly about my attitude toward money and what it represents and how that impacts on the way I work, live and deal with life. Thank you so much for your insights and really understanding what my needs are when it comes to insurance and investments.
In the past when I have talked to financial advisors I left the meeting glazed over, confused and with no idea of what I have agreed to. Not in this case. In Your Interest is the perfect name for this business, they took the time to understand me and what I needed. Thank you so much it was wonderful.
Dr Rachel Hall, Dentist - Brisbane, Queensland
Christoph is a remarkably astute and insightful individual whose breadth of knowledge and expertise in financial planning was invaluable in helping to guide and inform our investment decisions. The accuracy, clarity and quality of the advice that we received from Christoph was carefully detailed and wholly cognisant of our individual situation and our long term objectives.
R & M, Sydney, New South Wales.
Last year my husband died. He had managed all our financial affairs. I, at 82, was facing the responsibly of caring for the children’s inheritance as well as my own future needs. The thought of coping with it by myself felt very daunting. I knew I needed a financial adviser. I was most fortunate to meet Christoph Schnelle who, mindful of my needs, gently guided me through it all. I am now content that all is taken care of under the present difficult circumstances.
V, Melbourne, Victoria
Someone I can ask the really ‘dumb’ questions I would be too embarrassed to ask other professionals, not just out of ignorance but because I know I won’t understand the answer! What I like about Christoph is that he is very patient in explaining so that I understand and that I trust him to make the choice if I don’t completely get it AND that he attends to all the paper work!!!
Very important for an organisationally challenged person where almost everything is a work-in-progress! Otherwise crucial matters can be organisationally delayed for years because they get added to the too hard/avoidance list.
Vivien, Lismore, New South Wales.
I have developed a confidence in Christoph's knowledge and attention to the detail of my individual financial situation.
As a small business, Christoph has offered strategic advice around restructuring loans, property depreciation schedules, salary sacrifice, the benefits of which have well covered the fees. A comprehensive financial plan was of great assistance as I arrived into my 6th decade!
The patience, efficiency and thoroughness with which questions and enquiries are followed up make IYI easy to recommend. I have been treated with respect and gentleness.
Ms BG, Melbourne, Victoria.
I have prepared this document as formal testament to your exceptional service and advice.
For many years my wife and I have looked at our group certificates at the end of each financial year and wondered what have we done with the figures staring back at us? We understood focus was required, but where should we focus our efforts and what options were available?
If we were going to work smarter, it was clear we needed sound professional advice.
During our consultations with you, we learnt a great deal about ourselves and our financial options. The plan that we forged together, as a consultative group, was truly tailored to our needs and included realistic, achievable outcomes.
I have found a great deal of relief, knowing that even the small financial changes we have made will be of great benefit in the future. Since completing our financial plan, we have a better understanding of the implications of our financial habits. 'We no longer waste our energy worrying about what to do, because now we have a clear vision.
I continue to be impressed by your industry knowledge and insight.
It is wonderful to find business people that go above and beyond to delight their customers and I sincerely thank you for your efforts.
Our new motto is "Why retire, when you can become financially independent".
MD, Bilambil Heights, Tweed Heads, New South Wales.
Christoph has provided me with financial planning, thoughtful follow-up and personalised information with the utmost integrity. He has guided me through a thorough process to develop a comprehensive financial plan with on-going support and contact.
Through this process I have enjoyed learning and being educated in financial matters that concern me and suit my interest and lifestyle.
Shirley, Ocean Grove, Victoria.
Thank you so much for your guidance and kindness.
Josie D, Melbourne, Victoria
We wanted a plan to help progress our personal and business finances.
Christoph worked with us individually in a way that was both truthful and gentle, exposing beliefs that had us stuck in conflict around money for 12 years. Unexpectedly the process has transformed communication around money in our relationship and helped us both to understand our strengths and we are now able to be much more harmonious and effective.
He works with us at our different levels of financial literacy moving us forward when we are ready. He has an exceptional feel of numbers and is extremely perceptive, understanding where you are, where you could be and why you are not there.
Nicole, Perth, Western Australia.
Christoph's deep understanding of numbers and money is significant but to me what sets him apart is his 'whole picture' approach and his great insights into the inner workings of life and business. I thought I was getting advice on money... instead I got a deeper understanding of my work and life in general. His wisdom in Financial affairs is matched only by his great care for his clients. I can't recommend his services more highly.
Rebecca Baldwin, Goonellabah, New South Wales
Providing clear and up-front financial knowledge -
so that you are truly served by being completely informed.